No Dental Insurance | DentalOne Discount Plan
Don't have dental insurance?! Don't panic! Here at LADD Dental Group we offer a Dental Discount Plan that we call DentalOne. There are so many patient advantages to a discount plan over traditional dental insurance! Check out our videos below, and please let us know what questions you have!
What is a Dental Discount Plan
With dental discount plans, members pay an annual fee up front instead of monthly installments or premiums like traditional dental insurance. You are given a dental discount card, which you present at each dentist visit to get the lower prices on services.
These plans don't reimburse the dentists as regular insurance does. Instead, you pay the dentist directly. But remember, you must use a dentist in your plan’s network in order to get any discounts. Otherwise you’ll pay full price.
Dental Insurance Vs. Dental Discount Plan
With dental insurance, cleanings and exams are typically covered at 100%. For any other dental work, you’ll pay a percentage of the service out of pocket, often between 20% and 50%.4 All services count toward your annual limit.
An advantage to a discount plan is that there is no limit to the amount of care you can get during the year. You will pay out of pocket for every discounted service, but you can use as many services as you like each year.
For people with few dental problems and a relatively healthy mouth, a dental discount plan may save money over traditional insurance. But if you have ongoing dental issues, or a medical condition that affects your teeth or gums, you may end up saving more with insurance. (As long as you stay under your plan’s annual limit.)
Don't let dental insurance keep you from receiving the dental care that you need! Give us a call today and learn how our DentalOne Discount Plan can benefit you and your family!
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