Ladd Dental Group

  The Healthy Indiana Plan has two pathways to coverage HIP Plus and HIP Basic. HIP Plus The initial plan selection for all members is HIP Plus which offers the  best value  for members. HIP Plus has comprehensive benefits including vision, dental and chiropractic. The member pays an affordable monthly POWER account contribution based on income. There is no copayment required for receiving services with one exception: using the emergency room where there is no true emergency. HIP Basic HIP Basic is the fallback option for members with household income less than or equal to 100% of the  federal poverty level  who don't make their POWER account contributions. The benefits are reduced. The essential health benefits are covered but not vision or dental services . The member is also required to make a copayment each time he or she receives a health care service, such as going to the doctor, filling a prescription or staying in the hospital.  These payme...