Ladd Dental Group

  What is HIP? The Healthy Indiana Plan is the state of Indiana’s signature, consumer-driven health coverage program for non-disabled Hoosiers ages 19-64. HIP continues to build on the successes of the original design and lessons learned since initial implementation in 2008. HIP provides incentives for members to take personal responsibility for their health. Through HIP, Indiana works to: Provide quality coverage choices for Hoosiers Provide additional substance use disorder services to address the opioid crisis Improve the health status of Hoosiers Provide health coverage to low-income Hoosiers and ensure an adequate provider network for both HIP and Medicaid enrollees Empower participants to make cost- and quality-conscious health care decisions Create pathways to jobs that promote independence from public assistance Ensure that HIP is fiscally sustainable How does HIP coverage work? In the HIP program, in each calendar year the first $2,500 of a member’s medical expenses for co...

 If the proposed cap on Healthy Indiana Plan (HIP) enrollment at 500,000 members becomes law, it could have several major effects: 1. Loss of Coverage for Hundreds of Thousands Currently, HIP enrollment is around 789,556 members (as of mid-2023). A cap at 500,000 means nearly 300,000 Hoosiers could lose access to this Medicaid expansion program. 2. Reduced Access to Dental and Healthcare Services HIP Plus provides dental benefits , especially in HIP State Plus plans , which cover cleanings, exams, fillings, and more. Those who lose HIP coverage may no longer have access to affordable dental care , potentially leading to worse oral and overall health outcomes . Fewer Medicaid-covered patients might also affect dental practices that rely on HIP patients , possibly reducing participation from providers. 3. Increased Uncompensated Care & ER Visits Without HIP coverage , many low-income Hoosiers might turn to emergency rooms for dental and medical issues , leading to hig...