Patient Financing | CareCredit

Dental Patient Financing | CareCredit 

We get asked a lot by new patients if we do in-office payment plans. Here at LADD Dental Group, we do not offer in-office payment plans. However, we do partner with a third party lender called CareCredit, that has a ton of patient borrowing benefits. We also have an In-House Dental Discount Plan called DentalOne, but I am primarily going to focus on CareCredit for this blog. 

What is CareCredit: 

CareCredit is different from a regular credit card.

Use it to pay for out-of-pocket expenses not covered by medical insurance, and special financing options are available that you may not be able to get with other cards.

Pay for health, and wellness care at over 200,000 enrolled providers across the nation. Once you've applied, you can use it again and again at any location that accepts CareCredit, including all six of our LADD Dental Group locations!

With shorter term financing options of 6, 12, 18 or 24 months no interest is charged on purchases of $200 or more when you make the minimum monthly payments and pay the full amount due by the end of the promotional period. If you do not, interest is charged from the original purchase date.* 

CareCredit also extends longer term healthcare financing for 24, 36, 48 or 60-month periods with Reduced APR and Fixed Monthly Payments Required Until Paid in Full. Purchases of $2,500 or more qualify for the 60-month offer with a 16.9% APR (24, 36 and 48 financing terms are for purchases of $1,000 or more with a 14.9% APR).**

For complete details, see the CareCredit account agreement within your application.

Ask your LADD Dental team member to find out which promotion is right for you. You do not need to select a promotion before you apply. 

How to Apply for CareCredit: 

Apply By Phone - 1-800-677-0718 (must be 21 and over)

Find out immediately if you have been approved by using our easy, automated system anytime.

Apply with a live agent Monday through Friday from 9AM- 9PM (EST).

You can call the same number 24 hours a day, 7 days a week to complete your telephone application through our easy-to-use automated application system. Please read our Credit Card Account Agreement before you call. 

All we need to complete your application is your:

• Doctor's name, or how you plan to use your CareCredit card
• Name
• Address
• Date of birth
• Social security number or ITIN
• Net income
• Housing Information

^† Must be 18+ to apply. Approval is based on the information you provide on your credit application and the information provided to us by the credit reporting agencies used by Synchrony Bank. This is also true for joint applicants, if applicable. 
https://www.carecredit.com/doctor-locator/General-Dentistry-in-MCCORDSVILLE-IN-46055/Ladd-Dental-Group-of-McCordsville-LLC/