Skip to main content

Types of Indiana Medicaid | HIP Plans Explained

 Indiana offers several Medicaid programs tailored to meet the diverse healthcare needs of its residents. Here's an overview of the key programs:

Traditional Medicaid: This program provides comprehensive health coverage for individuals who are aged, blind, disabled, or meet other specific eligibility criteria. It covers a wide range of services, including doctor visits, dental care, hospital care, prescriptions, and more.

Healthy Indiana Plan (HIP): Designed for adults aged 19 to 64 with incomes up to 138% of the federal poverty level (FPL), HIP emphasizes personal responsibility and preventive care. Members contribute to a Personal Wellness and Responsibility (POWER) account, which is used to pay for initial medical expenses.

Within HIP, there are several plan options: 

  • HIP Basic: Available to individuals with incomes below 100% FPL who do not make POWER account contributions. This plan covers essential health services but requires copayments for most services. It includes only limited emergency dental coverage, and it's a more emergency care based plan compared to HIP Plus.

  • HIP Plus: For members who make monthly POWER account contributions. This plan offers comprehensive benefits, including dental and vision services, with no copayments except for non-emergency emergency room visits. It's designed to provide enhanced coverage and predictability in healthcare costs.

  • HIP State Plan: Tailored for individuals with specific medical conditions, mental health disorders, or substance use disorders. This plan offers enhanced benefits, including vision, dental, chiropractic services, and non-emergency transportation. It comes in two variations:

    • HIP State Plan Plus: Requires monthly POWER account contributions and has no copayments, except for non-emergency ER visits. This is the best dental coverage that HIP provides.

Hoosier Healthwise: This program is Indiana's health plan for children up to age 19 and pregnant women. It provides comprehensive coverage, including doctor visits, hospital care, dental and vision services, and more, often at little or no cost to members.

Each of these programs is designed to cater to specific populations, ensuring that Indiana residents have access to the healthcare services they need. 



Labels:

Comments

Post a Comment

Popular posts from this blog

Sedation Dentistry | Adult Sedation Dentistry | Sedation Dentistry in McCordsville

Sedation Dentistry in McCordsville, Indiana  Nearly half of all North Americans don’t go to the dentist every year.   The number one reason, according to the American Dental Association, is fear.  But fear isn’t the only reason.  People have busy lives and little time for repeated visits to the dentist. Some don't see the importance of keeping their teeth.  And there are a host of other reasons as well.  Whatever your reason, or the reasons for someone close to you, know this – you are not alone!  Sedation Dentistry is here to help you, as it has so many other patients, safely and effectively get the care you need in a safe and comfortable environment for the best dental experience you’ve ever had. This isn’t a One Size Fits All Each patient is unique. That means that whatever medications you may be taking, dental treatments needed, or the years away from the dentist – there is a safe and effective way to get the smi...
8 comments
Read more

Dental Work | Importance of Routine Dental Care | Preventative Dental Care

Importance of Routine Dental Care  When I was in my 30s and a dentist told me I needed a few crowns , I decided to skip the expensive devices because of my meager paycheck. Besides, my teeth weren't hurting. Years later, I am paying the price in pain and costlier dental work . One of the damaged teeth that needed a crown distorted my bite, making a minor jaw-joint problem even worse. Unfortunately I'm far from alone. The price of dental care is steep for many people financially, physically and even socially, according to Marko Vujicic, chief economist and vice president of the Health Policy Institute at the American Dental Association. Vujicic said that the  majority of emergency room dental visits  were for infections that could be handled in a dentist's office. Overall, emergency room dental visits cost $1.9 billion yearly, 40 percent of which is public money, according to his institute's analysis of data from the Agency for Healthcare Research and Quali...
Post a Comment
Read more

Dr. Steven Mah | Welcome To The LADD Dental Group Family

 We are thrilled to introduce Dr. Steven Mah , our newest addition to the LADD Dental Group family. Dr. Mah was born and raised in Evansville, IN, where his passion for helping others began. He pursued a Biology degree at the University of Southern Indiana, graduating in 2019. Driven by his dedication to the dental profession, Dr. Mah went on to earn his Doctor of Dental Surgery (D.D.S.) degree from the Indiana University School of Dentistry in 2024. Dr. Mah is excited to join the LADD Dental team and is eager to bring his expertise and compassionate care to our patients. He looks forward to providing top-notch dental care and getting to know each of our wonderful patients personally. Outside of the office, Dr. Mah enjoys spending quality time with friends and family, whether it's through lively board game nights, exploring new and exciting cuisines, or staying active. Lately, he’s developed a passion for pickleball, and you might even find him on the courts in his free time! Pl...
Post a Comment
Read more